{"id":3591,"date":"2025-10-27T14:46:00","date_gmt":"2025-10-27T14:46:00","guid":{"rendered":"https:\/\/offices.vassar.edu\/human-resources\/?p=3591"},"modified":"2025-10-27T18:55:04","modified_gmt":"2025-10-27T18:55:04","slug":"open-enrollment-starts-november-1st-2","status":"publish","type":"post","link":"https:\/\/offices.vassar.edu\/human-resources\/2025\/10\/27\/open-enrollment-starts-november-1st-2\/","title":{"rendered":"Open Enrollment Starts November 1st!"},"content":{"rendered":"<!-- Inserted by Dropdownizer plugin. Forces video embeds contained in dropdowns to have a size --><style>.dropdownizer__dropdown iframe { width: 100% !important; height: 100% !important; }<\/style>\n<h2 class=\"wp-block-heading\">Open Enrollment Starts Saturday November 1, 2025!<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">November 1 to November 30, 2025<\/h3>\n\n\n\n<p>Open enrollment is the time of year that you can make changes and view your benefit elections.&nbsp;<strong>All elections\/changes made will take effect on January 1, 2026.<\/strong><\/p>\n\n\n\n<p>On November 1st you should have received a \"task\" in your Workday inbox that says \"Open Enrollment Change.\" You may also click the button below to take you right to Workday.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.myworkday.com\/vassar\/d\/home.htmld\">Get Started - November 1st<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Check Your HSA Contributions!<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make sure to check your HSA contribution amounts to ensure the correct amounts will be reflected over 26 paychecks in 2026.<br><\/li>\n\n\n\n<li>You must have the High Deductible Health Plan to be able to elect the Health Savings Plan (HSA). If you elect the HSA, the&nbsp;<strong>maximum<\/strong>&nbsp;annual contribution for the Health Savings Account has increased to&nbsp;$4,400&nbsp;for&nbsp;<strong>self-only<\/strong>&nbsp;coverage and&nbsp;$8,750&nbsp;for&nbsp;<strong>family<\/strong>&nbsp;coverage. If you are of age&nbsp;<strong>55+<\/strong>, you may contribute an&nbsp;additional $1,000.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" src=\"https:\/\/offices.vassar.edu\/human-resources\/wp-content\/uploads\/sites\/65\/2025\/10\/hsa-advantages.jpgautoformat2Ccompressampdpr2ampfitclipampixjsv2.2.jpg\" alt=\"\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">General Reminders<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you take the Insurance Waiver Payment for not taking the Vassar sponsored medical coverage,&nbsp;<em><strong>you will need to re-elect it.<\/strong><\/em><br><\/li>\n\n\n\n<li>Please make sure we have your current mailing address for documents such as the W2.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Note to All Flex Account Users<\/h3>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" src=\"https:\/\/offices.vassar.edu\/human-resources\/wp-content\/uploads\/sites\/65\/2025\/10\/fsa-pig.jpgautoformat2Ccompressampdpr2ampfitclipampixjsv2.2.jpg\" alt=\"\" \/><\/figure>\n\n\n\n<p>If you had elected the Flex Account (FSA) last year,&nbsp;<em><strong>you have to re-elect<\/strong><\/em>&nbsp;it every year to continue participating.<\/p>\n<\/div>\n\n\n\n<p>The 2026 limits for the Medical FSA and Limited FSA have increased to<strong> $3,400<\/strong>, the Transit\/Parking increased to <strong>$340<\/strong> and the Dependent Care FSA increased to<strong> $7,500<\/strong> for the year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance Updates<\/h3>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<p><strong>Medical and Dental<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical and Dental insurance program rates have increased for 2026.&nbsp;<\/li>\n\n\n\n<li>You may review the 2026 rates by going to&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/vassarcollegecis.msnd3.com\/tracking\/lc\/d18cc10b-9335-40fa-b455-9716e5e851da\/e364bd39-a271-4051-a535-6555bd3044b8\/2a894c26-1eb9-2b5c-15a9-9ec6c1c1ce9e\/\" target=\"_blank\" rel=\"noreferrer noopener\">Benefits- Health Insurance<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<p><strong>Vision<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" src=\"https:\/\/offices.vassar.edu\/human-resources\/wp-content\/uploads\/sites\/65\/2025\/10\/photo-1517948430535-1e2469d314feautoformat2Ccompressampdpr2ampfitclipampixjsv2.2.jpg\" alt=\"\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" src=\"https:\/\/offices.vassar.edu\/human-resources\/wp-content\/uploads\/sites\/65\/2025\/10\/photo-1624727828489-a1e03b79bba8autoformat2Ccompressampdpr2ampfitclipampixjsv2.2.jpg\" alt=\"\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vision insurance rates are not increasing this year.<\/li>\n\n\n\n<li>You can view all vision plan information by going to&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/vassarcollegecis.msnd3.com\/tracking\/lc\/d18cc10b-9335-40fa-b455-9716e5e851da\/2049095b-7dfa-447c-ba57-214766b9ad5e\/2a894c26-1eb9-2b5c-15a9-9ec6c1c1ce9e\/\" target=\"_blank\" rel=\"noreferrer noopener\">Benefits - Vision<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Retirement (403b) Limits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The IRS increased the&nbsp;<strong>maximum&nbsp;<\/strong>contribution for your 403(b) plan to&nbsp;$24,500. If you are&nbsp;<strong>50+&nbsp;<\/strong>you can contribute up to an&nbsp;additional $8,000.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Important Retirement Changes For 2026<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>New this year as a result of Secure 2.0 Act:<\/strong>\n<ul class=\"wp-block-list\">\n<li>If your age is 60 through 63 by December 31st , you have a higher catch up limit of $11,250. ( It is NOT in addition to the $8,000; it is in replace of the $8,000 catchup limit) This was in effect for the Vassar plan as of August 26, 2025. The catchup limit will increase to $11,500 for 2026.&nbsp;<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mandatory Roth catch-up for higher earners:<\/strong>\n<ul class=\"wp-block-list\">\n<li>If your prior-year wages (2025) exceeded $145,000 (as adjusted), any catch-up contributions you make in 2026 must be made to a Roth account using after-tax dollars. This is effective January 1st, 2026.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Enjoy Online Doctor Visits For Free!<\/h3>\n\n\n\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" src=\"https:\/\/offices.vassar.edu\/human-resources\/wp-content\/uploads\/sites\/65\/2025\/10\/teladoc.jpgautoformat2Ccompressampdpr2ampfitclipampixjsv2.2.jpg\" alt=\"\" \/><\/figure>\n\n\n\n<p><strong>Did you know you can see a provider virtually for free through Teladoc?<\/strong><\/p>\n\n\n\n<p>You can schedule with a physician, nutritionist, mental health provider, just to name a few, (virtually) through&nbsp;<em>Healthiest You<\/em>. The best part is you can do it from the comfort of your home.<\/p>\n\n\n\n<p>Go to the Human Resources site under&nbsp;<em><strong><a href=\"https:\/\/vassarcollegecis.msnd3.com\/tracking\/lc\/6dee9087-cc27-4b91-ab77-5d69f0cd2020\/54d15403-9b53-486a-b0cd-b9d4b03be307\/00000000-0000-0000-0000-000000000000\/\" target=\"_blank\" rel=\"noreferrer noopener\">Telemedicine<\/a><\/strong><\/em>&nbsp;to learn more.<\/p>\n\n\n\n<p>*<em>SEIU members please check with 1199 for their telehealth offerings*<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Open Enrollment Starts Saturday November 1, 2025! November 1 to November 30, 2025 Open enrollment is the time of year that you can make changes and view your benefit elections.&nbsp;All elections\/changes made will take effect on January 1, 2026. On November 1st you should have received a &#8220;task&#8221; in your Workday inbox that says &#8220;Open [&hellip;]<\/p>\n","protected":false},"author":109,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3591","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/posts\/3591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/users\/109"}],"replies":[{"embeddable":true,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=3591"}],"version-history":[{"count":2,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/posts\/3591\/revisions"}],"predecessor-version":[{"id":3598,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/posts\/3591\/revisions\/3598"}],"wp:attachment":[{"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=3591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/categories?post=3591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/offices.vassar.edu\/human-resources\/wp-json\/wp\/v2\/tags?post=3591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}