Health and Tuition Insurance
Health Insurance Information
All students are required to have health insurance while attending Vassar. The College partners with Gallagher Student Health & Special Risk to ensure all students are sufficiently covered. Students will be automatically billed for the health insurance plan annually, but may waive it if they are already covered under a comparable plan.
Coverage is in effect between August 17, 2026 and August 16, 2027.
Students are automatically enrolled in the plan. For detailed information regarding the plan and to access your insurance card, please visit the Gallagher Student Health & Special Risk website.
Waiver information: Not all insurance plans are considered comparable. Before you decide to complete the online waiver form, you should contact your current health insurance provider and confirm that all of the services listed below are available to you:
- Access to local area doctors, specialists, and hospitals
- Inpatient and outpatient hospitalization
- Access to other health care providers in emergency situations
- Access to other health care providers in routine or non-emergency situations
- Lab work, x-rays, and other diagnostic services in the local area
- Ambulance services and medical transport
- Prescriptions
- Inpatient and outpatient mental health, substance abuse, and counseling services
- Coverage due to an injury related to the practice or play of an intercollegiate sport.
Though not required for the purpose of the waiver, please be aware that should your private insurance limit or exclude coverage for intercollegiate sports injury, the student/family may be responsible for any deductible prior to receiving coverage under the School’s Intercollegiate Sports policy, if applicable. - Comparable deductibles to the Vassar sponsored insurance plan
Though your deductible is not measured as it relates to comparability and will not impact your ability to waive the school sponsored student health insurance plan, you should note the total premium of the Student Health Insurance plan carries an annual deductible. It may be less than your deductible per person under your private health insurance.
The online waiver request form must be completed each academic year and will be verified by Gallagher. Please note that acceptance of your waiver does not guarantee your plan meets comparability standards. Vassar assumes no liability or medical costs if your waiver is approved. Once the waiver/ open enrollment period has closed, there will be no further opportunities to enroll without a Qualifying Life Event for the remainder of the academic year.
All international students are required to be enrolled in the Vassar Student Health Insurance Plan and cannot waive coverage.
Tuition Insurance Information
Vassar College is a participating institution of the Tuition Refund Plan (TRP), an optional insurance program that would augment Vassar's refund policy in the event of an unexpected leave from Vassar due to health reasons. The Tuition Refund Plan offers a refund of 80% of the insured term tuition, mandatory fees, room and board, less any refund or credit due to you from the College. This money can be used to repay any education loan or grant which must be returned in the event that a student withdraws from the College.
For more information on the Tuition Refund Plan, please visit the Student Financial Services website.